President-elect Donald Trump isn’t just appointing incompetent buffoons to his Cabinet, but deeply immoral individuals who are completely lacking in family values.
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Is the Postal Banking Movement Being Too Careful to Succeed?
Failure of imagination at the top undermines hard work at the grassroots. Because at the end of the day, a people’s banking system strikes bipartisan terror in the hearts of the elites.
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How May I Screw You? Under Trump, the Payday-Loan Racket Is Resurgent
No one should need confirmation at this point that the Trump-Goldman junta is anything but a giant fuck-you to consumers and a big pink valentine for Wall Street. But if you’re still in doubt, just look at the CFPB's coddling of payday lenders.
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Swiss Reject Basic Income, But New Economy Still Firmly on Global Agenda
We now know ecological and economic security are linked and the Swiss rejection of basic income won't change that.
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Payday Loans Face New Limits Under Proposal From US Consumer Bureau
The US agency charged with protecting consumers from financial abuse unveiled a proposal Thursday that would make it difficult for payday loan lenders to "push distressed borrowers into reborrowing" and cap short-term loans.
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How Payday Lenders Are Beating Back Reform in Alabama
The payday loan industry has made sure Alabama lawmakers are swimming in dirty cash and consistently stifling reform.
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In Oakland, Replacing Predatory Lenders with Community Finance
Without adequate access to capital, neighborhoods, individuals, families, small businesses, organizations, and nonprofits cannot fully succeed.
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Overdrawn and Overworked: How Banks Are (Still) Screwing Consumers With Overdraft Fees
Overdraft fees are similar to payday loans and they perform like credit cards, but worse. So why hasn't the government cracked down on bank fee manipulation to save consumers from these predatory activities?
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Why We Need Debtors’ Unions, Part I
Aiming to build collective power in an age of financial absolutism, the Debt Collective is piloting a new kind of organization: the debtors’ union.
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Cheaper, Faster, Better: The Time for Postal Banking Is Now
Postal banking represents a national, nonprofit public option to the private, for-profit banking system – and a solution for the one in four Americans who are underbanked.
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The Postal Public Option: How the USPS Can Rescue Desperate Payday Borrowers
Predatory financial services like Cash America are siphoning around $100 billion per year from the pockets of people who need the money most – giving urgency to the call for low-cost postal financial services.
